Quick summary
| Topic | Explanation |
|---|---|
| Start with gross salary | Gross salary is the salary amount before deductions. This is usually the number shown in an offer letter, employment contract or salary package discussion. |
| Subtract employee deductions | Employee deductions may include EPF, SOCSO and EIS. These deductions are usually processed by the employer through payroll. |
| Check PCB or monthly tax deduction | PCB, also called MTD, is a monthly tax deduction. It depends on the employee tax profile, reliefs, bonus, marital status and other payroll inputs. |
| Estimate net salary | Net salary is the final amount after deductions. This is the amount employees usually compare with monthly expenses, rent, loans and savings goals. |
Start with gross salary
Gross salary is the salary amount before deductions. This is usually the number shown in an offer letter, employment contract or salary package discussion.
Subtract employee deductions
Employee deductions may include EPF, SOCSO and EIS. These deductions are usually processed by the employer through payroll.
Check PCB or monthly tax deduction
PCB, also called MTD, is a monthly tax deduction. It depends on the employee tax profile, reliefs, bonus, marital status and other payroll inputs.
Estimate net salary
Net salary is the final amount after deductions. This is the amount employees usually compare with monthly expenses, rent, loans and savings goals.
Planning note
This guide is for salary planning and education only. Always use your payslip, employer payroll details and official sources for final payroll or tax decisions.